If you’re just starting out as an investor, there’s a lot of information to absorb. This fact sheet defines and explores the pros and cons of each asset class, why certain asset classes are more appropriate for different types of investors and why no asset class consistently outperforms the others.
For more information please download the Investment Fact Sheet about asset classes and contact us here at Solace Financial for a confidential discussion about your investments today. It’s what we specialise in!
Insuring your car, home or other possessions makes sense. So why do so few of us insure ourselves? If illness or injury stopped you from working for an extended period, could you keep paying your bills? Personal risk insurance gives you peace of mind that if the unexpected occurs, you and your family will be provided for.
For more information please download the Insurance Fact Sheet for more information on the insurance that is right for you
Superannuation can be one of the most effective ways to build your retirement nest egg. There are a range of strategies you can consider to boost your super savings.
For more information please download the Superannuation Fact Sheet to read more about how your super can work harder for you.
But remember, there are lots of rules and regulations around Super so talk to your Solace Financial adviser about the best way to plan your tax effective super strategy. We’re super at super!
SELF-MANAGED SUPERANNUATION FUNDS
Self-managed superannuation funds (SMSFs) are a popular option for investors seeking greater control over their retirement savings. However, the decision to establish an SMSF should not be taken lightly. Whether an SMSF is suitable for you will depend on your needs and circumstances and whether you are willing to take on the responsibility of running your own super fund.
For more information please download the Self-managed Superannuation Funds Fact Sheet to find out more.
A regular income stream from an account-based pension or an annuity can be an effective way to fund your retirement. Some retirees may also be eligible for social security benefits from the Australian Government. It’s important to understand how all these options work, to determine which is right for you.
For more information please download the Retirement Income Fact Sheet to find out more.
Estate planning involves much more than having an up-to-date Will. It is important to ensure that your assets are distributed in the most effective manner and without adverse tax consequences for your beneficiaries.
For more information please download the Estate Planning Fact Sheet to find out more.
If you have been made redundant, it is important to understand the financial issues involved, your entitlements, and how to make the most of your redundancy payment with the help of your adviser.
For more information please download the Redundancy Fact Sheet to find out more.
If you or a family member can no longer manage to live independently at home, you may need to consider moving into residential aged care. Before you do, there are many factors to consider, including your eligibility, the costs involved and the effect on your finances and lifestyle.
For more information please download the Aged Care Fact Sheet to find out more.