Navigating Separation with Financial Confidence
Separation and divorce are among life’s most challenging transitions. During this time, important financial decisions often need to be made quickly while emotions are running high.
At Solace Financial, we work alongside family lawyers and other professionals to help individuals understand the financial implications of proposed settlement outcomes before decisions are finalised. Our goal is to provide clarity, confidence, and a practical roadmap for the next stage of life.
Many people seek financial advice after a settlement has been completed. By then, opportunities may have been missed, and financial decisions can be difficult or costly to unwind. Seeking advice during the process can help you make more informed decisions about your future.
How We Can Help?
We assist clients in understanding the financial impact of different settlement scenarios, including:
- Cashflow and lifestyle modelling
- Superannuation division strategies
- Family home versus renting considerations
- Investment properties and other investments
- Business interests and ownership structures
- Tax considerations
- Asset allocation and investment strategy
- Retirement planning and long-term financial security
- Personal insurance needs following separation
Our process
Understand Your Situation
We take the time to understand your financial circumstances, goals, concerns, and proposed settlement options.
Model Different Outcomes
Using our interactive financial modelling tools, we can demonstrate how different settlement scenarios may affect your future financial position.
Work Alongside Your Professionals
Where appropriate, we can collaborate with your family lawyer and other advisers to help ensure financial considerations are incorporated throughout the process
Create a Roadmap Forward
Once a settlement has been reached, we can help implement strategies designed to support your financial wellbeing and long-term goals.
Benefits of Financial Advice During Separation
- Someone in your corner, so you can make financial decisions with confidence
- A clear, honest picture of what each settlement option means for your future
- An adviser who truly listens and gives advice that puts your interests first
- Support at every step, so you never have to face the process alone
- A plan for a secure, sustainable future that reflects what matters most to you
- A team that works together for you; your lawyer and advisers on the same page
Frequently Asked Questions
Do you work directly with my family lawyer?
Yes. With your consent, we can work collaboratively with your family lawyer and other professionals involved in your matter. We can also attend joint meetings where appropriate.
What does it cost?
We offer an initial consultation at no cost to understand your circumstances and determine whether we can assist. Following this meeting, we will provide a clear explanation of any fees that may apply should you decide to proceed. The fees for these financial advice plans will always be fixed price so you know upfront.
Can you help after the settlement is finalised?
Absolutely. Many clients continue working with us after their settlement to help implement financial strategies, manage investments, review superannuation, and build a plan for the future. As your new journey unfolds, it helps to have someone in your corner who knows your story and your goals.
What if I’m feeling overwhelmed?
That’s completely understandable. Separation is often both an emotional and financial challenge. We provide a supportive and judgement-free environment where you can take the time you need to understand your options and make informed decisions. We listen first, and every recommendation we make is focused on your best interests and your future.
Meet our Brisbane financial advisers
Joel Carty
Certified Financial Planner – CFP®
Master of Financial Planning – MFP
Chartered Tax Adviser – CTA
I hold a Master’s degree in Financial Planning from the University of the Sunshine Coast and am a Certified Financial Planner (CFP®). Additionally, I am a Chartered Tax Adviser (CTA) and a proud member of both the Financial Advice Association Australia and The Taxation Institute of Australia.
Scott Quinlan
Principal / Financial Adviser
Masters of Financial Planning
Bachelor of Commerce
CFP®
I hold a Master’s degree in Financial Planning from Griffith University along with a Bachelor of Commerce from the University of Newcastle. I’m a Certified Financial Planner (CFP®) and a member of the Financial Planning Association of Australia.
Stephen Horton
Principal / Financial Adviser
Bachelor of Commerce
CFP®
I am a Certified Financial Planner (CFP) and a member of the Financial Planning Association of Australia. I have a degree in Commerce (Accounting) from the University of Queensland and an Advanced Diploma in Financial Planning.
Giles Stratford
Principal / Financial Adviser
Masters of Financial Planning
AFP®
I hold a Masters in Financial Planning and a Member of the Financial Planning Association.
Take comfort in your financial future with Solace Financial