Independent financial advisors. Tailored strategies. Real peace of mind.

As you near retirement age and the new season of life it brings, the decisions you make today are more important than ever to shape your financial future. At Solace Financial, we understand the challenges and opportunities that come with this stage of life, and our team of experienced financial advisers are dedicated to helping you take control of your money and secure a comfortable retirement that you can enjoy.

We offer several comprehensive financial planning services, offering tailored solutions to meet your specific needs. No matter what your financial situation looks like, our expert advisers will work closely with you to develop a personalised strategy. We’ll consider your goals, risk tolerance, and overall financial outlook to tailor our plans to you.

Our expertise covers various areas in financial planning, such as retirement planning, superannuation advice, tax optimisation, and estate planning. No matter what you need us for, you can trust that we have your best interests as our top priority.

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The Solace Financial Team outside Solice Financial House in Brisbane

Personalised investment advice in Brisbane

We understand that no two people’s financials are the same, so we offer personalised investment advice to cover whatever you need. Whether you want to understand more about the initial role of investing or the management of your wealth or portfolio, we can assist you in creating a personalised strategy and solution that fits your goals.

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IFA25 Seals Finalist Business Outcome Leader of the Year

IFA25 Seals Finalist ESG Adviser of the Year

IFA25 Seals Finalist Financial Impact Team of the Year

Finallists SMSF Adviser of the Year

Finallists SMSF Investment Strategist of the Year

Finallists SMSF Professional of the Year Metropolitan

AWMA25 Seals Winner Adviser of the Year – High Net Worth 1

AWMA25 Seals Finalists Innovator of the Year Financial Advice

AWMA25 Seals Finalists Adviser of the Year High Net Worth 1

AWMA25 Seals Finalists Adviser of the Year Aged Care

AWMA25 Seals Finalists Adviser of the Year SMSF 1

AWMA25 Seals Finalists Adviser of the Year Risk

AWMA25 Seals Finalists Adviser of the Year Estate Planning

ifa excellence awards finalist 2024

IFA23 Seals Finalists Transformation of the Year Company

FAAAAwards24 finalists CFPv3

IFA23 Seals Winners Transformation of the Year Individual

IFA23 Seals Winners Business Outcome Leader 1

Joel Carty Solace Financial Planning scaled

Investment advice

Whether you’re building your portfolio from the ground up or looking to refine an existing strategy, we offer clear, goal-driven investment advice aligned with your risk tolerance, timeline, financial goals, and more. Our expert advisers can help you navigate market fluctuations with confidence.

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Wealth management

Our holistic approach to wealth management focuses on the long-term growth of your assets rather than just the here and now, as well as protection and tax efficiency. We work closely with you to make sure your financial strategy evolves with your life and supports your future aspirations – whether that’s retirement, a new home, security for your family, or something else.

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Portfolio management

Our team of experienced financial advisers will actively manage and monitor your investment portfolio to keep it balanced and performing in line with your goals. With regular reviews, we can adjust certain things to ensure you stay on track through every market cycle.

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Strategic financial planning

Good investing starts with excellent planning. From diversification and cash flow forecasting to retirement preparation and risk mitigation, we create strategic financial plans that turn your vision into actionable steps, ensuring every investment supports your ideal broader financial picture.

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Financial planning services we provide

The world of financial planning is incredibly broad, which is why we offer several services to make sure we can help our clients achieve their goals, whatever they need from us. Get in touch with Solace Financial today to see exactly how we can help you in your journey to financial freedom, fast-tracking yourself to go from strength to strength in the near future.

Below, we’ve listed the financial planning services we provide:

Investment advice is all about making your money work harder for you, not the other way around. We offer personalised investment strategies tailored to your risk tolerance, goals, and stage of life. Whether you’re building wealth, preparing for retirement, or looking to grow your existing portfolio, our team provides expert guidance on asset allocation, diversification, and long-term planning to help you make confident, informed decisions.

Superannuation can often feel overwhelming and more difficult than necessary. That’s why we focus on helping our clients navigate Australia’s compulsory retirement savings system with confidence. We’ll work with you to create a personalised strategy that boosts your contributions, aligns with your investment choices, and reduces tax wherever possible. Our ultimate aim is to build a more secure and comfortable financial future for you.

Learn more about our Superannuation (SMSF) advice services.

Retirement planning involves more than just saving money for the future – it’s about creating a clear, confident path to the lifestyle you want in your later years. We help you develop a tailored retirement plan that aligns with your financial goals, lifestyle needs, and desired timeline. From managing superannuation and income streams to navigating government entitlements and healthcare considerations, we can help ensure you make informed decisions that support a secure and fulfilling retirement.

Learn more about our retirement planning services.

Body corporate investment management involves overseeing and optimising the financial assets related to shared property schemes. We specialise in managing investments on behalf of body corporates, focusing on maximising returns while ensuring compliance with the appropriate regulations. Our tailored approach includes strategic planning and ongoing monitoring to safeguard and grow your financial resources. We’ll also assess risks periodically to make sure nothing is interfering with your growth.

When enlisted to help with personal insurance advice, we aim to protect what matters most to you by tailoring coverage for your unique needs. We’ll guide you through the options for life, health, income protection, and other insurance types. Along with advice, we’ll make sure you have the correct policies in place to benefit you most. Our goal is to provide peace of mind by minimising financial risks and securing your future against unexpected events.

Wealth management advice focuses on growing and preserving your assets through a comprehensive, personalised approach. We’ll work closely with you to develop a strategy that aligns with your financial goals. This can cover investment planning, tax optimisation, retirement readiness, and risk management. Our aim is to help you build lasting financial security and achieve long-term prosperity.

Learn more about our private wealth management services.

Generational wealth advice is about helping you protect and pass on your assets to future generations in the most effective way for your family. We provide tailored strategies for estate planning, tax efficiency, and wealth transfer, ensuring your legacy supports your family’s financial well-being and goals. Our approach helps you create a lasting impact that benefits your loved ones for years to come.

Learn more about our generational wealth advisory services.

We work closely with you to understand your personal and financial goals, so we can design a tailored wealth management strategy that reflects your aspirations. Whether you’re planning for retirement, supporting future generations, or giving back through philanthropy, our approach keeps your best interests at the centre of every decision.

Learn more about financial advice we offer for high net worth individuals.

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Award winning financial planners in Brisbane

When you work with Solace Financial for your financial advice needs, you won’t only be getting access to years of experience, but you’ll also be working with award winning financial advisers who are the proud recipients of the Business Outcome Leader and Transformation of the Year (Individual) IFA Awards in 2023.

Tailored financial planning for your life goals

We ensure that the financial advice we provide is tailored to your individual goals and what it is you want to achieve – which is why we take time to sit down with you, learn about what you need and provide advice and options on how you can get there.

The first step is to reach out to us to express your interest in our services. You can do this through a phone call, website enquiry, or email, and this initial contact allows us to gain an understanding of your needs and start the process of helping you.

Following your enquiry, we’ll arrange a meeting during which we’ll explore your financial goals, and your current situation, and address any concerns or questions you may have.

We’ll then conduct a thorough assessment of your financial position, including income, expenses, assets, and liabilities, to evaluate your risk tolerance, investment preferences, and long-term objectives.

Based on the information we’ve gathered, we’ll create a personalised financial plan designed to help you reach your goals. This may include certain investment strategies, retirement planning, insurance coverage, tax advice, and estate planning, along with other services that are tailored to your specific circumstances.

We know that financial planning isn’t a one-time event; it’s an ongoing process that requires periodic review and adjustments. As such, we regularly monitor your progress, reassess your goals, and adapt your plan as needed to ensure it remains aligned with your circumstances and objectives.

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Our investment management solutions

Investing can be tricky to navigate, especially if you’ve never done it before or have limited knowledge on the subject. We’ve created Solace Separately Managed Accounts for this very reason, allowing us to take care of every aspect of your investment opportunities. This includes making quick adjustments and shifting funds based on ever-changing market conditions.

By using our investment management solutions, you can benefit from our investment philosophy and have your investment managed by a team of experts. Relax, you’re in safe hands with Solace Financial.

The Solace Defensive Portfolio is designed to preserve capital and prioritise stability over high returns. We’ll usually focus on assets that are less volatile and more resilient to market downturns.

Our Conservative Portfolio offers a balanced approach – 80% defensive/ 20% growth – to prioritise capital preservation while also seeking opportunities to grow in the future. It’s ideal for investors who prefer moderate risk, focusing on safeguarding their wealth while still pursuing some capital gains.

The Solace Diversified Income Portfolio divides investments evenly between defensive and growth assets, giving you the chance to benefit from growth potential while safeguarding your portfolio against major market declines. This creates a well-balanced strategy for steady long-term wealth growth.

With the Solace Moderate Portfolio, we recommend our clients invest 40% in defensive assets and 60% in growth assets, offering greater potential returns alongside increased risk. This makes it a suitable choice for investors seeking growth opportunities while still maintaining a level of protection against market downturns.

The Solace Moderate Portfolio allocates 20% to defensive investments and 80% to growth opportunities, making it an ideal option for you if you’re looking for a balanced blend of stability and growth potential.

The Solace Growth Portfolio is designed for investors who are hoping to achieve maximum capital appreciation over the long term and are willing to accept higher levels of risk in exchange for potentially higher returns. We invest 100% in growth investments instead of looking for defensive alternatives.

We’ll look at several different asset allocations to find something that works best for your personal financial circumstances. We’ll consider your risk tolerance and goals within this to determine the best investment type for your portfolio to target. This could include:

  • Cash
  • Fixed interest
  • Australian Equities
  • International Equities
  • Property and Infrastructure

Why choose Solace Financial as your financial advisers?

exclusive investment products

We offer Exclusive investment options

At Solace Financial, we work hard to offer unique and exclusive investment options, such as our Solace Separately Managed accounts, that perform above and beyond the market equivalents. These investment options set us apart from other financial advice practices, offering us increased agility and ease of management, and offering our clients expertly managed investment options with outstanding returns.

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Together we are Experts

As advisers we know a lot about many different aspects of financial advice, but we can never be experts on everything. Some of our advisers have a specialisation, an area of financial advice on which they are an expert. Other advisers can temporarily refer their clients to the expert should their clients require specialist advice in that area. This cooperative approach is unique in financial advice practices.

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We learned from the best in the business

We carry on the legacy of the former Whittaker Macnaught group, Queensland’s most trusted name in financial advice. In 2013, our founding advisers took all the wisdom and benefits of this legacy and evolved into the new breed of financial advisers, Solace Financial.

experienced financial planner

Our experience sets us apart

From the Global Financial Crisis (GFC) to the COVID Pandemic it’s fair to say we have just about seen it all.
Between our 5 advisers we have more than 80 years experience.

What our clients think of our financial planning services

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Our team of investment advisers & financial planners in Brisbane

scott quinlan solace financial bio 2024

Scott Quinlan

Principal / Financial Adviser
Masters of Financial Planning
Bachelor of Commerce
CFP®
P (07) 3106 3114  |  F (07) 3106 3100
[email protected]
www.solacefinancial.com.au

Discover more about scott
Stephen Horton FINANCIAL ADVISER scaled

Stephen Horton

Principal / Financial Adviser
Bachelor of Commerce
CFP®
P (07) 3106 3113  |  F (07) 3106 3100
M 0418 155175
[email protected]
www.solacefinancial.com.au

Discover more about Stephen
Giles Stratford FINANCIAL ADVISER scaled

Giles Stratford

Principal / Financial Adviser
Masters of Financial Planning
AFP®
P (07) 3106 3112  |  F (07) 3106 3100
[email protected]
www.solacefinancial.com.au

 

Discover more about Giles
Joel Carty FINANCIAL PLANNER scaled

Joel Carty

Financial Planner
Certified Financial Planner – CFP®            
Master of Financial Planning – MFP
Chartered Tax Adviser – CTA
P (07) 3106 3106 | F (07) 3106 3100
[email protected]
www.solacefinancial.com.au

 

Discover more about Joel

FAQs

Between our five advisers, we have more than 80 years of combined experience to assist you with.

Solace Financial advisers hold formal qualifications to ensure you’re in the best, most capable hands possible. We operate according to the FAAA Code of Ethics, and our advisers are required to complete annual ‘Continuing Professional Development’ courses to stay current with the latest developments.

It depends on your goals. If you want expert guidance to help you set clear financial goals, primarily concentrating on managing and recommending investments, an investment adviser might be a suitable option. However, if you want comprehensive financial advice that covers investments as well as retirement planning, tax strategies, budgeting, insurance, and estate planning, a financial planner might be a more secure and thorough option.

Financial planning isn’t a one-time event – it’s an ongoing process that requires ongoing advice, support, and reviews for adjustments. We’ll take the reins, regularly monitoring your progress and reassessing your goals to adapt the plan when necessary. We recommend a review at least once a year to make sure we’re both still on the same page, but you can request more frequent meetings if you wish.

A financial adviser brings expertise and experience tailored to your unique situation, all aimed at helping you reach your financial goals. Our expertise covers technical knowledge of investments, superannuation, retirement planning, and insurance products. We also have deep industry knowledge of relevant laws and regulations affecting these areas.

We pride ourselves on staying informed about market trends by accessing insights from economists, institutional and retail investors, product providers, and other trusted sources. This enables us to offer well-informed recommendations and strategies designed to benefit you.

We offer a complimentary initial appointment for all prospective clients. This allows us to assess how we can assist you and whether we’re a good fit to begin working together.

If you choose to move forward with Solace Financial, we’ll send you an Upfront Advice Fee that covers the preparation and provision of your financial plan, as well as the required research and analysis to prepare your personalised recommendations. The Upfront Advice Fee will cover the cost of implementation of your financial plan once you’re happy to proceed.

We’ll also charge a fee for our Ongoing Review Service, designed to keep you on track to reaching and exceeding your goals. We will discuss these fees with you and outline them in your Statement of Advice. The fees will vary according to your individual plan and the services provided.

We do not charge entry or exit fees on investments or superannuation products.

Our investment approach focuses on personalised strategies that balance growth and risk, designed around your individual goals and tolerance. We use diversified portfolios, regular reviews, and a long-term perspective to help you build sustainable wealth, all while maintaining clear communication and expert guidance every step of the way.

Take comfort in your financial future with Solace Financial

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