Solace Financial are driven by a passion for excellence and a dedication to exceeding client expectations, and we’ve got awards to prove it, having won both the Business Outcome Leader and Transformation of the Year (Individual) IFA Awards in 2023.
We also have a keen understanding of market dynamics that hasn’t only distinguished us as the industry leader in body corporate investment, but has also positioned us as Brisbane’s most trusted service for anyone seeking unparalleled expertise in managing body corporate assets.
When it comes to body corporate investments, we recognise the importance of balancing risk and reward, which is why we offer a range of investment options tailored to your unique needs and goals, including allocating a portion of your investment to government and corporate bonds.
One of the reasons we allocate part of your investment to government bonds is because they are low risk and are backed by the full faith and credit of the government. This makes them a reliable source of income for body corporates who are seeking stability and security in their investment portfolio.
Enquire NowAlong with government bonds, we also include corporate bonds in our body corporate investment portfolios. These offer higher yields compared to government bonds, providing an opportunity for increased returns while still maintaining a level of risk that is manageable for most body corporates.
Put simply, by incorporating a combination of government and corporate bonds into our investment strategies, we are able to deliver consistent returns and help body corporates achieve their financial objectives with confidence and peace of mind.
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Principal / Financial Adviser
Masters of Financial Planning
Bachelor of Commerce
CFP®
P (07) 3106 3114 | F (07) 3106 3100
scottq@solacefinancial.com.au
www.solacefinancial.com.au
Principal / Financial Adviser
Bachelor of Commerce
CFP®
P (07) 3106 3113 | F (07) 3106 3100
M 0418 155175
stephenh@solacefinancial.com.au
www.solacefinancial.com.au
Principal / Financial Adviser
Masters of Financial Planning
AFP®
P (07) 3106 3112 | F (07) 3106 3100
giles@solacefinancial.com.au
www.solacefinancial.com.au
Discover more about Giles
Financial Planner
Certified Financial Planner – CFP®
Master of Financial Planning – MFP
Chartered Tax Adviser – CTA
P (07) 3106 3106 | F (07) 3106 3100
joelc@solacefinancial.com.au
www.solacefinancial.com.au
Discover more about Joel
We also work off the sinking funds’ depreciation schedule at Solace Financial, which allows us to manage and plan for the maintenance and replacement of common property assets effectively.
We break this down into three different categories, each of which has different return objectives and risks.
Short term expenses relate to any expenses that are due within five years, such as routine repairs, landscaping services, or insurance premiums.
We keep things very safe here, aiming for a return of +2% over a rolling 2-year period across an investment mix that is typically 80% fixed interest and 20% shares.
Medium term expenses relate to anything due within 5-10 years. This typically includes planned maintenance and upgrades of common property assets, such as lifts, roofs, and shared amenities.
We use moderate investing for medium term expenses, aiming for a return of inflation +4% over a rolling 5-year period with a mix of 40% fixed interest and 60% shares.
Longer term expenses relate to any expenses due in more than 10 years, including major repairs, renovations, or replacements of infrastructure. The aim with this is to get a return of inflation +5.5% over a rolling 7-year period, and the mix is usually 100% shares.
Planning for these expenses is a little more intricate and involves sinking funds, conducting regular assessments of asset condition and lifespan, and implementing strategic financial management practices to ensure the ongoing viability and value of the body corporate’s investments.
Begin your journey towards financial security and success with Solace Financial’s specialised body corporate investments, and take advantage of our tailored approach to help you achieve your investment goals.
Complete our financial analysis form and book a consultation today, and our expert team will guide you through the process, providing personalised solutions that align with your unique needs and objectives.
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