Solace Financial are driven by a passion for excellence and a dedication to exceeding client expectations, and we’ve got awards to prove it, having won both the Business Outcome Leader and Transformation of the Year (Individual) IFA Awards in 2023.
We also have a keen understanding of market dynamics that hasn’t only distinguished us as the industry leader in body corporate investment, but has also positioned us as Brisbane’s most trusted service for anyone seeking unparalleled expertise in managing body corporate assets.
When it comes to body corporate investments, we recognise the importance of balancing risk and reward, which is why we offer a range of investment options tailored to your unique needs and goals, including allocating a portion of your investment to government and corporate bonds.
One of the reasons we allocate part of your investment to government bonds is because they are low risk and are backed by the full faith and credit of the government. This makes them a reliable source of income for body corporates who are seeking stability and security in their investment portfolio.
Enquire NowAlong with government bonds, we also include corporate bonds in our body corporate investment portfolios. These offer higher yields compared to government bonds, providing an opportunity for increased returns while still maintaining a level of risk that is manageable for most body corporates.
Put simply, by incorporating a combination of government and corporate bonds into our investment strategies, we are able to deliver consistent returns and help body corporates achieve their financial objectives with confidence and peace of mind.
Enquire NowEXCELLENT23 reviews on
Jo Crawford-Bryde2023-09-27I recently met with my financial advisor Scott Quinlan to discuss proposed plans for retirement. As always, Scott was able to set out the information, processes and options in a clear and easily understood manner. Aside from the clear and sound financial advice, what most impressed with was the time that Scott took to actually talk to me about my readiness to retire. To check that I was mentally ready to enter this next phase and transition from work. I came away from the meeting feeling valued and reaffirmed that this was the right time as all of the issues I had been pondering were discussed openly. I cannot recommend Scott highly enough. He has been a valued advisor of myself and my husband for over 15 years and his management of our retirement funds has placed in a great financial position.
KEVIN BRAY2023-08-30My Wife and I started with Scott when he was with Whittaker Macnaught and have been with him to this day. We are now retired, and self funded thanks to Scott and Solace Financial. Kevin & Lorraine Bray. 👍👌
Gary Rigg2023-08-24Scott and his team take the time to understand what your goals and needs are and then provide an ongoing service to achieve those goals in a friendly, professional and committed manner.
Lois Jewell2023-08-24Scott and the team at Solace Financial are magnificent. We came to them in a quite a mess after the GFC, and they have confidently guided us to a stronger financial position with an investment strategy aligned with our risk profile and life goals.
Richard Dart2023-08-23We have been with Scott Quinlan and his team at Solace Financial every since they emerged from Whittaker Macnaught over 10 years ago. Their advice and service has been outstanding and we would highly recommend them to any future investor.
Kevin Goos2023-08-23Scott has looked after our finances for many years and we have absolute trust in his expertise and judgment. Thanks to his sage advice, we are well set up for a comfortable retirement. He’s such a terrific person and has wonderful people skills. Very highly recommended for anyone looking for sensible advice and strategising to achieve your long term financial and lifestyle goals.
Bronwyn C2023-08-22Scott Quinlan at Solace Financial has been advising me since 2017. Scott actively manages your investment and he thinks about it through the lens of your individual needs. Scott's support staff, in particular his EA Mel, are quick and efficient in attending to the daily management of his client portfolios.
Sarah Day2023-07-31Steve has been my financial advisor for years and he has always been there for me for advice and assistance. Steve’s advice is always amazing and he is so considerate and generous with his time. Thank you Steve!
Principal / Financial Adviser
Masters of Financial Planning
Bachelor of Commerce
CFP®
P (07) 3106 3114 | F (07) 3106 3100
scottq@solacefinancial.com.au
www.solacefinancial.com.au
Principal / Financial Adviser
Bachelor of Commerce
CFP®
P (07) 3106 3113 | F (07) 3106 3100
M 0418 155175
stephenh@solacefinancial.com.au
www.solacefinancial.com.au
Principal / Financial Adviser
Masters of Financial Planning
AFP®
P (07) 3106 3112 | F (07) 3106 3100
giles@solacefinancial.com.au
www.solacefinancial.com.au
Discover more about Giles
We also work off the sinking funds’ depreciation schedule at Solace Financial, which allows us to manage and plan for the maintenance and replacement of common property assets effectively.
We break this down into three different categories, each of which has different return objectives and risks.
Short term expenses relate to any expenses that are due within five years, such as routine repairs, landscaping services, or insurance premiums.
We keep things very safe here, aiming for a return of +2% over a rolling 2-year period across an investment mix that is typically 80% fixed interest and 20% shares.
Medium term expenses relate to anything due within 5-10 years. This typically includes planned maintenance and upgrades of common property assets, such as lifts, roofs, and shared amenities.
We use moderate investing for medium term expenses, aiming for a return of inflation +4% over a rolling 5-year period with a mix of 40% fixed interest and 60% shares.
Longer term expenses relate to any expenses due in more than 10 years, including major repairs, renovations, or replacements of infrastructure. The aim with this is to get a return of inflation +5.5% over a rolling 7-year period, and the mix is usually 100% shares.
Planning for these expenses is a little more intricate and involves sinking funds, conducting regular assessments of asset condition and lifespan, and implementing strategic financial management practices to ensure the ongoing viability and value of the body corporate’s investments.
Begin your journey towards financial security and success with Solace Financial’s specialised body corporate investments, and take advantage of our tailored approach to help you achieve your investment goals.
Complete our financial analysis form and book a consultation today, and our expert team will guide you through the process, providing personalised solutions that align with your unique needs and objectives.
book a consultation