Choosing life insurance can be complex, different insurers, cover options, and fine print can make it difficult to know what’s best. That’s where a professional life insurance adviser can make a difference.
Our licensed, experienced advisors provide unbiased advice based on years in the insurance industry. We compare multiple insurers and policy types to recommend the most suitable insurance cover for your circumstances. You’ll receive clear, independent advice designed solely in your best interests.
Understanding exclusions, waiting periods, and definitions of cover can be overwhelming. Our advisors simplify the process by explaining your options in plain English and handling all the research and paperwork for you, saving you time and avoiding costly mistakes.
Because we have access to multiple insurers and a wide range of products, we can find policies that match your individual needs and budget. Our goal is to help you secure comprehensive coverage that delivers value for money while protecting what’s most important to you.
Every client’s needs are different, which is why we offer a full range of life insurance solutions to suit individuals, families, and business owners across Brisbane.
Life cover pays a lump sum to your beneficiaries if you pass away or are diagnosed with a terminal illness. It helps your family pay the mortgage, cover everyday expenses, and maintain financial stability when it’s needed most.
Enquire NowIf illness or injury permanently prevents you from working, TPD insurance provides a lump sum payment. This can be used to pay debts, medical expenses, or adjust your lifestyle so you can focus on recovery and long-term wellbeing.
Enquire NowTrauma insurance pays a benefit if you are diagnosed with a major illness such as cancer, heart attack, or stroke. It offers vital financial support during treatment, helping you manage medical costs and household bills without unnecessary stress. It’s important to note that this type of cover is not available through superannuation, so having a separate policy ensures broader protection.
Enquire NowIncome protection replaces a portion of your income if you’re unable to work due to illness or injury. It ensures you can continue to meet your financial commitments while focusing on getting back to full health.
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Our clear, step-by-step process ensures you get the best advice and support every step of the way.
We start by learning about your financial situation, family structure, debts, and future goals. This helps us assess your insurance requirements and determine the right level of cover for your exact needs.
Using our access to multiple leading insurers, we analyse policy inclusions, exclusions, and premiums to find the options that best suit your circumstances and budget.
You’ll receive a personalised recommendation outlining the most suitable policies, with a focus on quality cover and affordability.
Our team handles all the paperwork and communication with the insurer, ensuring a smooth and stress-free application process. Most importantly, we keep following-up to ensure that you get the cover you need.
Life changes — and your insurance should keep up. We provide regular policy reviews and updates whenever your circumstances evolve, such as marriage, new children, or changes in income.
As a Brisbane-based team, we understand the needs of local families, professionals, and business owners. We pride ourselves on offering genuine personal service and long-term relationships built on trust and understanding.
We work with a wide network of reputable insurers, giving you access to a variety of cover options and insurance programs. This allows us to find the best coverage to suit your situation, goals, and risk profile.
Our advice is provided at no direct cost to you. We’re paid by the insurer once your policy is established, meaning you receive expert guidance and full transparency without additional fees.
Clients can choose from an agreed fixed fee, hourly rate, commission, or a combination — whichever best suits their needs and preferences.
In most cases, clients prefer the commission option, as life insurance applications can sometimes be declined, attract loadings or exclusions, and often take several months to be finalised and in force. Under this arrangement, you don’t pay a large upfront or hourly fee, and we’re only paid once your policy is successfully established.
Our commitment doesn’t end when your policy is in place. We’re here to assist with updates, claims, and reviews, ensuring your coverage continues to protect your family, business, and income as your life evolves.
Protect your family’s future with tailored life insurance advice. Speak with our Brisbane-based advisers for professional guidance and a personalised quote.
Our friendly team will take the time to understand your needs, explain your options clearly, and find a policy that provides real peace of mind.
Contact Solace Financial today to book your free consultation and discover how the right life insurance can protect what matters most, now and for the future.
Contact Solace FinancialA life insurance adviser acts as an intermediary between you and multiple insurers. They compare policies, explain cover options, and recommend the best insurance solution based on your personal circumstances and goals. Their role is to simplify the process, save you time, and ensure you’re protected with the right level of cover.
The amount depends on your income, debts, dependents, and lifestyle needs. An adviser can help you assess these factors to determine the right level of cover to protect your family’s financial future and maintain peace of mind.
Our clients have the flexibility to choose how they’d like to pay for our advice. You can select an agreed fixed fee, hourly rate, commission, or a combination of these options, depending on what best suits your needs and situation.
In most cases, clients choose the commission option, as life insurance applications can take several months to finalise and may be declined, attract loadings, or include exclusions. Under this structure, you don’t pay a large upfront fee or hourly fee. All fee options are clearly disclosed from the start, so you’ll always know exactly how we’re compensated.
Life insurance provides a lump-sum payment to your beneficiaries in the event of death or terminal illness. Income protection insurance, on the other hand, replaces part of your income if you’re unable to work due to illness or injury, helping you maintain financial stability while you recover.
Yes. It’s important to review your life insurance regularly, especially after major life events such as buying a home, getting married, or having children. Your adviser can help ensure your cover remains appropriate as your circumstances and financial goals evolve.
This depends on your age, health, and the amount of cover you’re applying for. Some insurers may request basic medical information or tests. Your adviser will guide you through the process, help you understand what’s required, and communicate with insurers on your behalf.
Generally, life insurance premiums paid personally are not tax-deductible, but income protection premiums often are. It’s best to check with your financial adviser or accountant to confirm what applies to your specific situation.
An adviser provides expert, unbiased advice and compares policies from multiple insurers to find the most suitable and cost-effective coverage. By using a professional adviser, you’ll save time, avoid confusion, and ensure your policy truly meets your insurance needs — without the stress of dealing directly with multiple companies.
Take comfort in your financial future with Solace Financial