Category Archives: Blog

The ability for investors to purchase property with their superannuation may be under threat due to the findings of the Murray inquiry last December.  The Murray inquiry stated that “the current ability to borrow directly may, over time, erode this strength (of superannuation) and create new risks to the financial system”.  Currently, by using the […]

Financial Terms explained. We will be looking to continue to grow this into a glossary of terms over time to explain some of the financial terms and ratios used in analysing potential investment opportunities. P/E Ratio Price Earnings ratio (P/E) – If you divide the price of a company’s share by its earnings per share […]

Centrelink benefits – Just the Age Pension? Many clients are aware that the Age Pension can provide a stable portion of an individual or couples retirement income. For some, it becomes the primary source of retirement income. However, to some, more beneficial are the additional benefits that are received as a result of becoming eligible for […]

Estate Planning – Just a Will? When it comes to managing our affairs during our lifetime, we are all focused on increasing our wealth and hopefully therefore our lifestyle, reducing our taxes to the minimum, and generally getting the best value for the monies we have accumulated. Unfortunately, we can be quite blasé when it […]

Insurance Premiums such as Life, Total and Permanent Disability, Income Protection and Trauma can be expensive and is one of the biggest reasons why people don’t take out cover.  There are two main ways that premiums can be setup.  Stepped or Level.  As its name suggests Level premiums stay level while you have your insurance […]

We all know that if we want to keep our bodies fit and in good order it takes some effort – make a decision to commit, get organised and have a battle plan, and then just do it. So why would our financial health and wellbeing be any different?  It doesn’t just happen on its […]

I have been specialising in Aged Care for the past 7 years and have seen over 500 families move into Aged Care.  Please give me a call if you would like to discuss your situation and I can answer any general questions you may have. The move into aged care is a very difficult time […]

Navigating Aged Care. The move to Aged Care is a difficult time for families.  In most cases it’s usually mum who moves into Care and the children or Enduring Powers of Attorney left to work out what’s best for mum.  Besides the emotional difficulties of moving mum out of the family home and into an […]

Managed Funds are professionally managed investment portfolios that individuals can buy into. This can provide an individual with access diversification across different asset classes, companies, industries, sectors and countries in an easy to manage, cost effective manner. Different Managed Funds will focus on different underlying investments allowing us to tailor a portfolio to focus on […]