If I go back to 2002 I was a 44 year old male with no real savings or superannuation plan. Realising this was not a healthy financial position to be in, my late wife and I started asking questions and in the process were fortunate to find a financial adviser who suggested we borrow money to invest in the stock market. Already having a sizeable mortgage and four dependent children I initially thought the guy was crazy. How could we ever afford to do that ? I asked. He talked us through the process and of an interest only loan for investment purposes and slowly it all started to make sense. We had some equity in our house so it was possible to borrow enough to get started. With small repayments we could see that it was manageable and after studying the history of the stock market we decided to go for it. We borrowed $50,000. The financial adviser was a wise man named John Marshall and John went on to mentor my current financial advisor Scott Quinlan. I have been advised by Scott for around seven years now and have no hesitation in recommending him as a smart and savvy adviser with his finger on the ever changing pulse of the stock market. His research and knowledge has often been needed to calm my nerves when I have called him out of the blue at times when things are not looking too rosy in the financial markets. Scott makes himself available to me at all times. I can simply phone him for a chat and he will answer my questions. I receive informative monthly newsletters from him via email and he always signs off with a message to call if any clarification is needed. I can easily arrange a one on one meeting with Scott at his office where we can discuss progress over a coffee. All these qualities make a challenging task bearable. As I sneak up on retirement I now know that I will be able to support myself into a comfortable lifestyle. Has it been tough? At times yes but with Scott to advise and reassure along the way it has been worth it.