We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards achieving our long term goals. We look forward to continuing this relationship as we head into years of spending, rather than saving for our retirement.