Category Archives: Blog
Jul
We are pleased to report that our evening seminar with Craig James that was held on June 13 went very well, and we have had very good feedback from those who attended. This is the 3rd year now that we’ve held this presentation and the response we received from clients who have attended in the past encourages us […]
May
The global economy: March quarter 2015 review By Belinda Allen, Senior Analyst, Economic and Market Research Financial markets overview – equities and bonds *All returns and yields are in local currency terms. Summary It was a volatile and eventful first quarter of 2015, driven largely by central bank announcements. The European Central Bank (ECB) embarked […]
Mar
Me or my money – who will last longer? With the release of the latest Australian Bureau of Statistics Life Expectancy tables this question again becomes highlighted in people’s minds, both in regards to funding retirement personally, or obtaining pension benefits from the Australian Government. Australia is now one of only four countries that have […]
Mar
The ability for investors to purchase property with their superannuation may be under threat due to the findings of the Murray inquiry last December. The Murray inquiry stated that “the current ability to borrow directly may, over time, erode this strength (of superannuation) and create new risks to the financial system”. Currently, by using the […]
Jan
Financial Terms explained. We will be looking to continue to grow this into a glossary of terms over time to explain some of the financial terms and ratios used in analysing potential investment opportunities. P/E Ratio Price Earnings ratio (P/E) – If you divide the price of a company’s share by its earnings per share […]
Jan
Centrelink benefits – Just the Age Pension? Many clients are aware that the Age Pension can provide a stable portion of an individual or couples retirement income. For some, it becomes the primary source of retirement income. However, to some, more beneficial are the additional benefits that are received as a result of becoming eligible for […]
Dec
Estate Planning – Just a Will? When it comes to managing our affairs during our lifetime, we are all focused on increasing our wealth and hopefully therefore our lifestyle, reducing our taxes to the minimum, and generally getting the best value for the monies we have accumulated. Unfortunately, we can be quite blasé when it […]
Nov
Insurance Premiums such as Life, Total and Permanent Disability, Income Protection and Trauma can be expensive and is one of the biggest reasons why people don’t take out cover. There are two main ways that premiums can be setup. Stepped or Level. As its name suggests Level premiums stay level while you have your insurance […]
Oct
We all know that if we want to keep our bodies fit and in good order it takes some effort – make a decision to commit, get organised and have a battle plan, and then just do it. So why would our financial health and wellbeing be any different? It doesn’t just happen on its […]
Oct
I have been specialising in Aged Care for the past 7 years and have seen over 500 families move into Aged Care. Please give me a call if you would like to discuss your situation and I can answer any general questions you may have. The move into aged care is a very difficult time […]
Dec
Navigating Aged Care. The move to Aged Care is a difficult time for families. In most cases it’s usually mum who moves into Care and the children or Enduring Powers of Attorney left to work out what’s best for mum. Besides the emotional difficulties of moving mum out of the family home and into an […]
Dec
Managed Funds are professionally managed investment portfolios that individuals can buy into. This can provide an individual with access diversification across different asset classes, companies, industries, sectors and countries in an easy to manage, cost effective manner. Different Managed Funds will focus on different underlying investments allowing us to tailor a portfolio to focus on […]
Nov
The decision to retire after a lifetime in the workforce is a major event and for many people it is a very anxious time. There’s the change in routine, the potential loss of an important social network and that feeling of ‘purpose’, and foremost for many people is the very real fear that they will […]
Sep
Making the transition to retirement. Transition to Retirement (TTR) strategies were designed to assist Australians move into retirement, without fully retiring from the workforce. Helping Australians remain in the workforce for longer, it enables an eligible person to begin drawing a pension from their superannuation assets. This can enable a reduction in work hours, such […]