Category Archives: Blog

March Quarter 2015 Review – Colonial First State

march quarter 2015 review

The global economy: March quarter 2015 review By Belinda Allen, Senior Analyst, Economic and Market Research Financial markets overview – equities and bonds *All returns and yields are in local currency terms. Summary It was a volatile and eventful first quarter of 2015, driven largely by central bank announcements. The European Central Bank (ECB) embarked […]

Me or my money – who will last longer?

Me or My Money

Me or my money – who will last longer? With the release of the latest Australian Bureau of Statistics Life Expectancy tables this question again becomes highlighted in people’s minds, both in regards to funding retirement personally, or obtaining pension benefits from the Australian Government. Australia is now one of only four countries that have […]

Purchase Property Using Superannuation

property superannuation

The ability for investors to purchase property with their superannuation may be under threat due to the findings of the Murray inquiry last December.  The Murray inquiry stated that “the current ability to borrow directly may, over time, erode this strength (of superannuation) and create new risks to the financial system”.  Currently, by using the […]

Financial Terms explained


Financial Terms explained. We will be looking to continue to grow this into a glossary of terms over time to explain some of the financial terms and ratios used in analysing potential investment opportunities. P/E Ratio Price Earnings ratio (P/E) – If you divide the price of a company’s share by its earnings per share […]

Centrelink benefits – Just the Age Pension?


Centrelink benefits – Just the Age Pension? Many clients are aware that the Age Pension can provide a stable portion of an individual or couples retirement income. For some, it becomes the primary source of retirement income. However, to some, more beneficial are the additional benefits that are received as a result of becoming eligible for […]

Estate Planning – Just a Will?

main banner

Estate Planning – Just a Will? When it comes to managing our affairs during our lifetime, we are all focused on increasing our wealth and hopefully therefore our lifestyle, reducing our taxes to the minimum, and generally getting the best value for the monies we have accumulated. Unfortunately, we can be quite blasé when it […]

Insurance Premiums


Insurance Premiums such as Life, Total and Permanent Disability, Income Protection and Trauma can be expensive and is one of the biggest reasons why people don’t take out cover.  There are two main ways that premiums can be setup.  Stepped or Level.  As its name suggests Level premiums stay level while you have your insurance […]

Aged Care

Aged Care

I have been specialising in Aged Care for the past 7 years and have seen over 500 families move into Aged Care.  Please give me a call if you would like to discuss your situation and I can answer any general questions you may have. The move into aged care is a very difficult time […]