ASIC’s MoneySmart Calculators
Financial calculators and tools give you fast answers to your money questions
Calculators for every money issue to help give you direction and motivate you to achieve your financial goals. From budget planners, loan and credit calculators to super and investment tools – your money queries are covered.
Budgeting & saving calculators
- Budget planner – see where your money is going and how you can save more
- Savings goals calculator – how to reach your savings goals and how long it will take to get there
- Compound interest calculator – see how compound interest grows your savings faster
- First home saver calculator – see whether a First Home Saver Account can boost your deposit
- Income tax calculator – work out how much tax you are paying and what your marginal tax rate is
Money health calculators & unclaimed money search
- Money health check – assess your financial health and get personalised tips for improving it
- Your net worth calculator – weigh up your debts and assets to review your financial situation
- Unclaimed money search – find out if you have any lost money from bank accounts, companies (shares and investments) and life insurance policies
Mortgage calculators
- Mortgage calculator – see how much you could borrow and calculate your mortgage repayments
- Mortgage switching calculator – find out if switching to another mortgage would save you money
- Mortgage health check – check how well you are coping with your mortgage
- Reverse mortgage calculator – how interest rate and house price changes can affect your equity
Loan, credit & debt calculators
- Credit card calculator – find out how much you can save by paying off your credit card faster
- Interest-free deal calculator – see how much you need to repay monthly to avoid interest
- Payday loan calculator – find how much a payday loan will really cost you
- Rent vs buy calculator – work out the cost of renting electrical goods or furniture (with a consumer lease) versus borrowing money to buy them
- Personal loan calculator – see how much you could borrow and what your repayments would be
- Financial counsellor online search – find a free counsellor to help solve your money problems
Super & retirement calculators
- Superannuation calculator – find out how much super you’re likely to have when you retire
- Super contributions optimiser – see how you can boost your super by making extra contributions
- Super vs mortgage calculator – are you better off paying extra to your super or your mortgage?
- Super co-contribution calculator – find out if a Government co-contribution can boost your super
- Employer contributions calculator – how much should your employer be paying into your super?
- Retirement planner – work out how you can boost your retirement income by taking action now
- Super and pension age calculator – see when you can access super and apply for the pension
- Account-based pension calculator – work out whether you can make your pension last longer
Investment calculators
- Managed funds fee calculator – find out how much your managed fund could be worth in the future
- Margin loan calculator – learn how the amount you borrow can affect potential gains and losses
Mobile finance apps
- TrackMySpend – an app to help you track your expenses on the go
- TrackMyGOALS – achieve your savings goals with this handy app
- Mobile calculator – five of our most popular financial calculators in one app: savings calculator, loan calculator, mortgage calculator, superannuation calculator and interest-free deal calculator
- Money health check – assess your financial health and get personalised tips for improving it
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