OUR FOCUS IS YOU

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Our Clients range in age from their 20’s to their 90’s.  Their needs vary widely and we’re proud to be the professionals our clients seek out to help them along the way to financial security.   You will find a home at Solace Financial. We build strong lasting relationships with our clients as we help them to map a path to financial freedom no matter what stage of life they are at.

Here’s what our clients have to say about us…


Scott Quinlan
Scott Quinlan

A.Pilcher

Having a financial planner helped me understand how my money was being spent and what I could do to alter my spending habits and reduce tax to achieve my goals and aspirations. My consultations with Scott Quinlan at Solace Financial were very insightful. He helped implement a savings plan for me to help pay off debt, save for my son and plan for my future home purchase. My money is now easier to manage and I catch up with Scott on a regular basis to make sure my money is working as hard as possible for me and not me... Read All
5.0
2018-08-16T13:04:22+00:00
Having a financial planner helped me understand how my money was being spent and what I could do to alter my spending habits and reduce tax to achieve my goals and aspirations. My consultations with Scott Quinlan at Solace Financial were very insightful. He helped implement a savings plan for me to help pay off debt, save for my son and plan for my future home purchase. My money is now easier to manage and I catch up with Scott on a regular basis to make sure my money is working as hard as possible for me and not me working hard for my money. I found the benefits of the advice was advancing my position financially and is making a huge difference in my ability with my financial obligations.

I.Marshall

We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards... Read All
5.0
2018-08-16T13:08:12+00:00
We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards achieving our long term goals. We look forward to continuing this relationship as we head into years of spending, rather than saving for our retirement.

Mr.S

If I go back to 2002 I was a 44 year old male with no real savings or superannuation plan. Realising this was not a healthy financial position to be in, my late wife and I started asking questions and in the process were fortunate to find a financial adviser who suggested we borrow money to invest in the stock market. Already having a sizeable mortgage and four dependent children I initially thought the guy was crazy. How could we ever afford to do that ? I asked. He talked us through the process and of an interest only loan... Read All
5.0
2018-08-16T13:08:56+00:00
If I go back to 2002 I was a 44 year old male with no real savings or superannuation plan. Realising this was not a healthy financial position to be in, my late wife and I started asking questions and in the process were fortunate to find a financial adviser who suggested we borrow money to invest in the stock market. Already having a sizeable mortgage and four dependent children I initially thought the guy was crazy. How could we ever afford to do that ? I asked. He talked us through the process and of an interest only loan for investment purposes and slowly it all started to make sense. We had some equity in our house so it was possible to borrow enough to get started. With small repayments we could see that it was manageable and after studying the history of the stock market we decided to go for it. We borrowed $50,000. The financial adviser was a wise man named John Marshall and John went on to mentor my current financial advisor Scott Quinlan. I have been advised by Scott for around seven years now and have no hesitation in recommending him as a smart and savvy adviser with his finger on the ever changing pulse of the stock market. His research and knowledge has often been needed to calm my nerves when I have called him out of the blue at times when things are not looking too rosy in the financial markets. Scott makes himself available to me at all times. I can simply phone him for a chat and he will answer my questions. I receive informative monthly newsletters from him via email and he always signs off with a message to call if any clarification is needed. I can easily arrange a...

Mr C. Winn

As a young father of two beautiful girls, self employed and a career history of mixed up super and absolutely no strategy at all, Scott Quinlan has been able to turn my financial situation completely on its head. He has been able to take my super and develop a self managed fund that includes sickness and life insurance so I know that my family will be covered in the event of a disaster. He's also managed to almost double by super in just 18 months. I am more than fortunate to have met someone who deeply cares at both a business and... Read All
5.0
2018-08-16T13:09:45+00:00
As a young father of two beautiful girls, self employed and a career history of mixed up super and absolutely no strategy at all, Scott Quinlan has been able to turn my financial situation completely on its head. He has been able to take my super and develop a self managed fund that includes sickness and life insurance so I know that my family will be covered in the event of a disaster. He's also managed to almost double by super in just 18 months. I am more than fortunate to have met someone who deeply cares at both a business and a personal level. I look forward to a long a healthy future working together.

K.Parker

Dear Scott, Hello, I am writing to let you know that I have achieved my first goal of becoming debt free. The original plan you helped me create did take a year longer than I had hoped, due to my mother being diagnosed with cancer in 2013. However, after meeting with you and taking that long hard look at my finances I changed into a significantly better paying career and began aggressively reducing my debt. This in turn meant that when my mother was diagnosed I was able  divert my additional loan repayments towards travelling to Townsville for Mum's chemo... Read All
5.0
2018-08-16T16:38:40+00:00
Dear Scott, Hello, I am writing to let you know that I have achieved my first goal of becoming debt free. The original plan you helped me create did take a year longer than I had hoped, due to my mother being diagnosed with cancer in 2013. However, after meeting with you and taking that long hard look at my finances I changed into a significantly better paying career and began aggressively reducing my debt. This in turn meant that when my mother was diagnosed I was able  divert my additional loan repayments towards travelling to Townsville for Mum's chemo treatments without incurring any new debt. Had it not been for your advice and making these changes , my choices when Mum became ill would have been either to a) not been there for her at all, or, b) take out further loans or credit cards in order to get to Townsville for her treatment. Thankfully, Mum is now in remission and I have paid off my car loan. I would like to arrange a time to meet with you again to start setting and planning for my new financial goals.

I.Marshall

We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards... Read All
5.0
2018-08-16T16:39:22+00:00
We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards achieving our long term goals. We look forward to continuing this relationship as we head into years of spending, rather than saving for our retirement.
5
6
Stephen Horton
Stephen Horton

Mr & Mrs B

My wife and I are delighted with the highly professional approach taken by Stephen Horton in managing our financial affairs including both the advice and its implementation. Following our relocation to Canberra, Stephen has maintained regular portfolio reviews and is readily available via telephone and email further demonstrating his commitment to providing excellent ongoing support to his clients.
5.0
2018-08-16T13:29:59+00:00
My wife and I are delighted with the highly professional approach taken by Stephen Horton in managing our financial affairs including both the advice and its implementation. Following our relocation to Canberra, Stephen has maintained regular portfolio reviews and is readily available via telephone and email further demonstrating his commitment to providing excellent ongoing support to his clients.

From Mr & Mrs A

We have found Stephen Horton an excellent financial advisor over many years of managing our portfolio ,not only because of his extensive knowledge and awareness of the financial market worldwide but more importantly to us his professional approach to understanding our needs & goals. Stephen listens & discusses positive alternatives to ensure our needs are addressed & always communicates directly to us on a regular basis. We see Stephen as an important part of our future and have complete trust in his ability to take us & our portfolio securely forward.
5.0
2018-08-16T16:34:43+00:00
We have found Stephen Horton an excellent financial advisor over many years of managing our portfolio ,not only because of his extensive knowledge and awareness of the financial market worldwide but more importantly to us his professional approach to understanding our needs & goals. Stephen listens & discusses positive alternatives to ensure our needs are addressed & always communicates directly to us on a regular basis. We see Stephen as an important part of our future and have complete trust in his ability to take us & our portfolio securely forward.

Mr S (Tarragindi, Brisbane)

I have known Stephen Horton on business and personal level for over 16 years. Still being relatively young it was refreshing to listen to Steve’s advice about getting in early with a long term plan. With my older kids just leaving school and my business having extra cash flow, Stephen came up with a plan and portfolio that has survived the GFC and is now growing in leaps and bounds. There is no sell with Steve. Just good, practical and understandable advice.
5.0
2018-08-16T16:35:46+00:00
I have known Stephen Horton on business and personal level for over 16 years. Still being relatively young it was refreshing to listen to Steve’s advice about getting in early with a long term plan. With my older kids just leaving school and my business having extra cash flow, Stephen came up with a plan and portfolio that has survived the GFC and is now growing in leaps and bounds. There is no sell with Steve. Just good, practical and understandable advice.

From Mr and Mrs S (Ormiston, Brisbane) 

In our retirement we find comfort that Stephen and his staff are watching over our superannuation investments and keeping abreast of the latest research, news and information. Stephen welcomes discussion about our investments and our needs and is happy for us to be engaged in the investment process to whatever extent we wish to be. Most importantly, we believe that Stephen genuinely enjoys the interaction we have and has our best interests at heart.
5.0
2018-08-16T16:36:31+00:00
In our retirement we find comfort that Stephen and his staff are watching over our superannuation investments and keeping abreast of the latest research, news and information. Stephen welcomes discussion about our investments and our needs and is happy for us to be engaged in the investment process to whatever extent we wish to be. Most importantly, we believe that Stephen genuinely enjoys the interaction we have and has our best interests at heart.

Mr and Mrs W (Morayfield)

We first became associated with Whittaker Macnaught in 1996 when our adviser was John Marshall. On John’s retirement Stephen Horton took over our accounts, and we are very happy with the service he continues to provide. All our queries are met with prompt, friendly efficiency. Nothing seems to be ‘too much trouble’. Our confidence and trust is based on Stephen’s willingness and ability to look after our interests.  This was well demonstrated at the height of the GFC by our reluctance to take up his valuable time with comparatively trivial questions.
5.0
2018-08-16T16:37:02+00:00
We first became associated with Whittaker Macnaught in 1996 when our adviser was John Marshall. On John’s retirement Stephen Horton took over our accounts, and we are very happy with the service he continues to provide. All our queries are met with prompt, friendly efficiency. Nothing seems to be ‘too much trouble’. Our confidence and trust is based on Stephen’s willingness and ability to look after our interests.  This was well demonstrated at the height of the GFC by our reluctance to take up his valuable time with comparatively trivial questions.

Mr S (Buderim)

Stephen Horton has been my Financial Planner for more than 4 years, first at Whittaker Macnaught and now at Financial Wisdom Limited. I have found Stephen to be very professional and efficient and I am very happy with the service I have received and would not hesitate to recommend Stephen to my friends.
5.0
2018-08-16T16:37:37+00:00
Stephen Horton has been my Financial Planner for more than 4 years, first at Whittaker Macnaught and now at Financial Wisdom Limited. I have found Stephen to be very professional and efficient and I am very happy with the service I have received and would not hesitate to recommend Stephen to my friends.
5
6
Giles Stratford
Giles Stratford

A.Pilcher

Having a financial planner helped me understand how my money was being spent and what I could do to alter my spending habits and reduce tax to achieve my goals and aspirations. My consultations with Scott Quinlan at Solace Financial were very insightful. He helped implement a savings plan for me to help pay off debt, save for my son and plan for my future home purchase. My money is now easier to manage and I catch up with Scott on a regular basis to make sure my money is working as hard as possible for me and not me... Read All
5.0
2018-08-16T13:04:22+00:00
Having a financial planner helped me understand how my money was being spent and what I could do to alter my spending habits and reduce tax to achieve my goals and aspirations. My consultations with Scott Quinlan at Solace Financial were very insightful. He helped implement a savings plan for me to help pay off debt, save for my son and plan for my future home purchase. My money is now easier to manage and I catch up with Scott on a regular basis to make sure my money is working as hard as possible for me and not me working hard for my money. I found the benefits of the advice was advancing my position financially and is making a huge difference in my ability with my financial obligations.

I.Marshall

We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards... Read All
5.0
2018-08-16T13:08:12+00:00
We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards achieving our long term goals. We look forward to continuing this relationship as we head into years of spending, rather than saving for our retirement.

Mr.S

If I go back to 2002 I was a 44 year old male with no real savings or superannuation plan. Realising this was not a healthy financial position to be in, my late wife and I started asking questions and in the process were fortunate to find a financial adviser who suggested we borrow money to invest in the stock market. Already having a sizeable mortgage and four dependent children I initially thought the guy was crazy. How could we ever afford to do that ? I asked. He talked us through the process and of an interest only loan... Read All
5.0
2018-08-16T13:08:56+00:00
If I go back to 2002 I was a 44 year old male with no real savings or superannuation plan. Realising this was not a healthy financial position to be in, my late wife and I started asking questions and in the process were fortunate to find a financial adviser who suggested we borrow money to invest in the stock market. Already having a sizeable mortgage and four dependent children I initially thought the guy was crazy. How could we ever afford to do that ? I asked. He talked us through the process and of an interest only loan for investment purposes and slowly it all started to make sense. We had some equity in our house so it was possible to borrow enough to get started. With small repayments we could see that it was manageable and after studying the history of the stock market we decided to go for it. We borrowed $50,000. The financial adviser was a wise man named John Marshall and John went on to mentor my current financial advisor Scott Quinlan. I have been advised by Scott for around seven years now and have no hesitation in recommending him as a smart and savvy adviser with his finger on the ever changing pulse of the stock market. His research and knowledge has often been needed to calm my nerves when I have called him out of the blue at times when things are not looking too rosy in the financial markets. Scott makes himself available to me at all times. I can simply phone him for a chat and he will answer my questions. I receive informative monthly newsletters from him via email and he always signs off with a message to call if any clarification is needed. I can easily arrange a...

Mr C. Winn

As a young father of two beautiful girls, self employed and a career history of mixed up super and absolutely no strategy at all, Scott Quinlan has been able to turn my financial situation completely on its head. He has been able to take my super and develop a self managed fund that includes sickness and life insurance so I know that my family will be covered in the event of a disaster. He's also managed to almost double by super in just 18 months. I am more than fortunate to have met someone who deeply cares at both a business and... Read All
5.0
2018-08-16T13:09:45+00:00
As a young father of two beautiful girls, self employed and a career history of mixed up super and absolutely no strategy at all, Scott Quinlan has been able to turn my financial situation completely on its head. He has been able to take my super and develop a self managed fund that includes sickness and life insurance so I know that my family will be covered in the event of a disaster. He's also managed to almost double by super in just 18 months. I am more than fortunate to have met someone who deeply cares at both a business and a personal level. I look forward to a long a healthy future working together.

K.Parker

Dear Scott, Hello, I am writing to let you know that I have achieved my first goal of becoming debt free. The original plan you helped me create did take a year longer than I had hoped, due to my mother being diagnosed with cancer in 2013. However, after meeting with you and taking that long hard look at my finances I changed into a significantly better paying career and began aggressively reducing my debt. This in turn meant that when my mother was diagnosed I was able  divert my additional loan repayments towards travelling to Townsville for Mum's chemo... Read All
5.0
2018-08-16T16:38:40+00:00
Dear Scott, Hello, I am writing to let you know that I have achieved my first goal of becoming debt free. The original plan you helped me create did take a year longer than I had hoped, due to my mother being diagnosed with cancer in 2013. However, after meeting with you and taking that long hard look at my finances I changed into a significantly better paying career and began aggressively reducing my debt. This in turn meant that when my mother was diagnosed I was able  divert my additional loan repayments towards travelling to Townsville for Mum's chemo treatments without incurring any new debt. Had it not been for your advice and making these changes , my choices when Mum became ill would have been either to a) not been there for her at all, or, b) take out further loans or credit cards in order to get to Townsville for her treatment. Thankfully, Mum is now in remission and I have paid off my car loan. I would like to arrange a time to meet with you again to start setting and planning for my new financial goals.

I.Marshall

We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards... Read All
5.0
2018-08-16T16:39:22+00:00
We started using Whittaker Macnaught for financial planning advice in 1981 (?). When our first adviser retired, Scott took over our portfolio in a planned manner. We have always found the advice and the explanations given by Scott to be reasonable and meeting our requirements. It is a good relationship where ours is the only short coming. We keep avoiding the annual questions of when we are going to retire and where we will retire to! Over many years Scott has got to know us as individuals and to understand what level of risk we are prepared to take towards achieving our long term goals. We look forward to continuing this relationship as we head into years of spending, rather than saving for our retirement.
5
6
Bryan Graham
Bryan Graham

John & Kerry S

We appreciate the care and attention Bryan takes to address our inquiries. This gives us the confidence that Bryan has really put our interests first. He cares how well we plan our future and wants to help us achieve our goals. There is never any pressure to make decisions based on his recommendations and he always offers options. We are very happy with the service we get when working with Bryan. He makes things simple to understand and helps to make financial planning easy for us. We highly recommend his services.
5.0
2018-08-16T16:38:00+00:00
We appreciate the care and attention Bryan takes to address our inquiries. This gives us the confidence that Bryan has really put our interests first. He cares how well we plan our future and wants to help us achieve our goals. There is never any pressure to make decisions based on his recommendations and he always offers options. We are very happy with the service we get when working with Bryan. He makes things simple to understand and helps to make financial planning easy for us. We highly recommend his services.

Carmel V

Thanks to Bryan Graham's financial planning my finances are on track to deliver the lifestyle I want in retirement. I have been with Bryan since 2012. Bryan has given expert advise and has saved me money in taxes, fees and charges. I have alway found Bryan to be extremely professional and he takes time to explain all the facets of my investments. I have been more than happy with the results and would highly recommend Bryan as a financial planner.
5.0
2018-08-16T16:38:19+00:00
Thanks to Bryan Graham's financial planning my finances are on track to deliver the lifestyle I want in retirement. I have been with Bryan since 2012. Bryan has given expert advise and has saved me money in taxes, fees and charges. I have alway found Bryan to be extremely professional and he takes time to explain all the facets of my investments. I have been more than happy with the results and would highly recommend Bryan as a financial planner.
5
2